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I was involved in an accident and need medical care, but do not have money to get it. Will an insurance company pay for my visits?
submitted by Sylvia K.
The Injury Legal Team’s answer:
If this is a normal personal injury case in California, insurance companies will generally not pay as you go to a doctor. It is different from the workers compensation system. You need to get your treatment and eventually resolve your claim for one lump sum, which will included your medical expenses, loss of earning, and general damages for your pain and suffering, etc. If you need medical care and you hire an attorney, most attorneys will be able to find a doctor who will treat you on a lien. This means that they will wait for payment until your case is over. Additionally, if you do not hire an attorney or cannot find such a doctor, and you have medical payments coverage on your own policy, you will be able to submit reasonable and necessary bills to your own company for payment as you receive treatment. However, you should definitely consult an attorney about these questions so you fully understand your options.
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